gwai3 lei2貴利贵利

Jyutpinggwai3 lei2
Yalegwai léi
名詞

Definition

Usury, loan sharking, or a loan shark.

  1. usury; high-interest lending as a business
  2. a loan shark; a high-interest lender
colloquialmoney

How it's used

Refers specifically to predatory lending practices rather than formal banking loans. It carries a strong negative connotation and is often associated with illegal activities or organized crime. People use this term to warn others about the extreme financial danger of falling into debt traps.

Examples

He borrowed from a loan shark and is now being chased for payment very aggressively.
You must never go borrow from loan sharks, the interest is ridiculous.

Common phrases

to borrow from a loan shark
to operate as a loan shark

Common mistake

Do not confuse this with standard bank loans or borrowing money from friends. The term is strictly reserved for usurious, often illicit, lending schemes.

Grammar color guide

Noun
Verb
Adjective
Adverb
Pronoun
Classifier
Particle
Connector