dai2 aat3抵押

Jyutpingdai2 aat3
Yaledái aat
動詞

Definition

To mortgage, pawn, or pledge an asset as security for a loan.

neutralmoney

How it's used

Focuses on the act of using an asset as security for a loan, often implying a formal financial arrangement. While it can apply to small items like jewelry in a pawn shop, it is most frequently used in the context of real estate or significant personal assets. It carries a sense of risk, as the asset is forfeited if the debt remains unpaid.

Common phrases

Common mistake

Learners often confuse this with 擔保, which means to act as a guarantor for someone else. While both involve security, 抵押 requires pledging a specific physical asset, whereas 擔保 usually involves a person promising to cover the debt.

Grammar color guide

Noun
Verb
Adjective
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Connector