on3 kit3按揭
Jyutpingon3 kit3
Yaleon kit
Definition
Mortgage; using real estate as collateral to secure a bank loan paid back in installments.
neutralmoneyhome
How it's used
Refers specifically to the act of securing a loan against property, which is a major financial commitment for most Hong Kong residents. People often use the verb 供 to describe the ongoing process of paying off the mortgage, as in 供樓. It is a formal term that is widely understood and used in everyday conversation regarding property ownership.
Examples
I would like to ask what the mortgage interest rate is at the bank?
Related words
Common mistake
Do not confuse this with general loans like 借錢, as it specifically implies a secured loan against real estate. Using it for other types of personal loans will sound incorrect to native speakers.
Grammar color guide
Noun
Verb
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Grammar guides
- Aspect markersCantonese has no tenses, but it does have aspect markers. Learn how zo2, gwo3, gan2, and hai2 dou6 show completion, experience, and ongoing action.
- In 30 secondsThe whole language at a glance. No tenses, no plurals, six tones, sentence particles. Read this before you dive into any specific topic.
- ParticlesSentence particles add tone, emotion, and nuance. Learn the most common particles in Cantonese and how to use them.
