nin4 lei6年利

Jyutpingnin4 lei6
Yalenìhn leih

Definition

Annual interest rate or annual profit.

  1. annual interest rate
  2. annual profit
neutralmoney

How it's used

Refers specifically to the percentage rate of interest earned or charged over a year. While it appears in formal financial contexts, it is also used in casual discussions about savings accounts or loans. It is distinct from monthly interest rates, which are often the focus of short term credit card debt.

Examples

The annual interest rate at this bank is very high.
Do you know what the annual interest rate is this year?

Common phrases

annual interest
annual interest rate

Common mistake

Learners often confuse this with 年息, which is the more common and natural term used in daily conversation for annual interest. Using 年利 can sound slightly more technical or formal than necessary.

Grammar color guide

Noun
Verb
Adjective
Adverb
Pronoun
Classifier
Particle
Connector