nin4 lei6年利
Jyutpingnin4 lei6
Yalenìhn leih
Definition
Annual interest rate or annual profit.
- annual interest rate
- annual profit
neutralmoney
How it's used
Refers specifically to the percentage rate of interest earned or charged over a year. While it appears in formal financial contexts, it is also used in casual discussions about savings accounts or loans. It is distinct from monthly interest rates, which are often the focus of short term credit card debt.
Examples
The annual interest rate at this bank is very high.
Related words
Common mistake
Learners often confuse this with 年息, which is the more common and natural term used in daily conversation for annual interest. Using 年利 can sound slightly more technical or formal than necessary.
Grammar color guide
Noun
Verb
Adjective
Adverb
Pronoun
Classifier
Particle
Connector
Grammar guides
- NegationHow to say no, not, didn't, and don't in Cantonese. The four main negation words and when to use each one.
- Numbers and moneyCounting, talking about money, and asking how much things cost. Includes the two words for two and the everyday words for dollars and cents.
- Aspect markersCantonese has no tenses, but it does have aspect markers. Learn how zo2, gwo3, gan2, and hai2 dou6 show completion, experience, and ongoing action.



