nin4 sik1年息
Jyutpingnin4 sik1
Yalenìhn sīk
Definition
Annual interest; interest calculated on a yearly basis.
neutralmoney
How it's used
Financial contexts in Hong Kong often use 厘 to denote percentage points when discussing interest rates. While 年息 refers specifically to the annual rate, speakers frequently pair it with specific percentages to clarify loan terms or savings returns. It is a formal term commonly used in banking and legal documents, though it appears in casual conversation when discussing personal finance or loans.
Examples
What is the annual interest rate at this bank?
Related words
Common phrases
one percent annual interest
calculate annual interest
Common mistake
Learners often confuse 厘 with percentage signs. In Hong Kong finance, 1厘 is equivalent to 1 percent, so 5厘 means 5 percent interest.
Grammar color guide
Noun
Verb
Adjective
Adverb
Pronoun
Classifier
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Grammar guides
- Aspect markersCantonese has no tenses, but it does have aspect markers. Learn how zo2, gwo3, gan2, and hai2 dou6 show completion, experience, and ongoing action.
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- ParticlesSentence particles add tone, emotion, and nuance. Learn the most common particles in Cantonese and how to use them.
