lei6 leot2利率

Jyutpinglei6 leot2
Yaleleih léut
名詞Uncommon

Definition

Interest rate; the ratio of interest to principal.

neutralmoney

How it's used

Financial discussions in Hong Kong often treat 利率 as a formal term, while everyday talk about money gained from savings usually defaults to 利息. Use 利率 when discussing macro-level economic shifts or specific percentage figures set by banks. It is common to hear people refer to the prime rate as 最優惠利率.

Examples

The bank raised interest rates, making mortgage payments much heavier.

Common phrases

annual interest rate
to raise interest rates

Common mistake

Avoid using 利率 when talking about the actual amount of money earned, which is 利息. Confusing the rate itself with the total interest payout is a frequent error for learners.

Grammar color guide

Noun
Verb
Adjective
Adverb
Pronoun
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Particle
Connector