ding6 kei4 cyun4 fun2定期存款

Jyutpingding6 kei4 cyun4 fun2
Yaledihng kèih chyùhn fún
名詞

Definition

Time deposit or fixed-term deposit with a set maturity date and a higher interest rate.

neutralmoney

How it's used

Banks often promote these with special promotional rates to attract new funds. People frequently shorten the term to just 定期 in casual conversation when discussing banking or savings plans. It is considered a safe and conservative way to grow savings compared to stock market investments.

Measure word

bat1bāt

Examples

I would like to ask how much the interest rate is for a time deposit?

Common phrases

to open a time deposit
time deposit interest

Common mistake

Learners sometimes confuse this with general savings accounts, but remember that you cannot withdraw the money freely before the maturity date without losing interest or paying a penalty.

Grammar color guide

Noun
Verb
Adjective
Adverb
Pronoun
Classifier
Particle
Connector