on3 kit3 taai3 fun2按揭貸款按揭贷款

Jyutpingon3 kit3 taai3 fun2
Yaleon kit taai fún

Definition

A mortgage loan.

neutralmoneyhome

How it's used

While this term is technically correct in formal documentation, most people in daily life simply refer to it as 供樓. Using the full four character term sounds like you are reading from a bank brochure or a news report. It is common to drop the word 貸款 and just say 按揭 when the context of borrowing money is already clear.

Common phrases

apply for a mortgage
loan to value ratio

Common mistake

Do not confuse this with renting a property, which is 租樓. Learners often mix up the act of paying off a loan with the act of paying rent, but 供樓 specifically implies you are the owner paying back a mortgage.

Grammar color guide

Noun
Verb
Adjective
Adverb
Pronoun
Classifier
Particle
Connector