wui2 zai2會仔会仔
Jyutpingwui2 zai2
Yalewúi jái
Definition
A rotating savings and credit association; or the members of such an association.
- a rotating savings and credit association
- the participants of such a money gathering
colloquialmoney
How it's used
Refers to a traditional informal rotating savings and credit association, often called a ROSCA in English. Participants pool money together periodically, and each member takes turns receiving the total sum, acting as a form of mutual financial support among friends or neighbors. It relies heavily on social trust, as there is no formal legal contract involved.
Measure word
go3個goExamples
They contribute to the money pool every month.
Related words
Common phrases
Common mistake
Do not confuse this with a formal bank savings account or a professional investment fund, as it is strictly an informal social arrangement. The term carries a risk of default, so it is often associated with older generations or close-knit communities.
Grammar color guide
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Grammar guides
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