zoi3 dai2 aat3再抵押
Jyutpingzoi3 dai2 aat3
Yalejoi dái aat
Definition
To remortgage; to take out a new mortgage on a property that is already mortgaged.
neutralmoneyhome
How it's used
Refers specifically to the financial act of taking out a new loan against a property that already has an existing mortgage or is already owned. It is a technical term used in banking and real estate contexts but is commonly understood in everyday conversation when discussing personal finance or property investment.
Examples
Have you finished paying off the mortgage? Are you thinking of remortgaging to borrow money?
Related words
Common phrases
remortgage loan
Common mistake
Learners often confuse this with simply paying off a mortgage or buying a second property. It specifically implies using the equity of an existing asset as collateral for a new loan.
Grammar color guide
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Verb
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Particle
Connector
Grammar guides
- Directional complementsThe small words added after a verb to show direction of movement, like up, down, out, in, and back. Common in everyday Cantonese.
- DemonstrativesThis and that with 呢 and 嗰, the personal pronouns, and how 哋 turns I, you, and he into we, you all, and they.
- Resultative complementsSticking a result word onto a verb to show how it turned out, like eat until full or look and find. A productive everyday pattern.
