bou2 him2 gam1保險金保险金
Jyutpingbou2 him2 gam1
Yalebóu hím gām
Definition
Insurance payout, benefit, or reimbursement paid to a policyholder or beneficiary.
neutralmoney
How it's used
Refers specifically to the actual payout or indemnity received from an insurance policy rather than the premium paid. It is almost always paired with a measure word like 筆 when discussing the money received as a lump sum. In casual conversation, people often just say 賠償 or 賠錢 to refer to the act of getting paid, while 保險金 is more formal and specific to the policy terms.
Measure word
bat1筆bātExamples
He used the insurance payout to renovate his home.
Have you applied for that insurance benefit yet?
Related words
Common phrases
to claim insurance benefits
to receive an insurance payout
Common mistake
Learners often confuse this with 保費, which is the premium paid to the insurance company. Remember that 保險金 is what you get back, whereas 保費 is what you pay out.
Grammar color guide
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Grammar guides
- TonesCantonese has six tones, and the tones can change in certain grammatical contexts. Learn the six tones and the rules for tone change.
- Time and datesClock time, days of the week, months, and years. The patterns you need to make plans and talk about when things happen.
- Modal verbsHow to say can, will, may, should, must, and want. The core modal verbs of Cantonese and the differences that trip up beginners.
