bun2 ngan4本銀本银

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Definition

Principal; capital or the original sum of money invested or lent.

colloquialmoneywork

How it's used

Refers specifically to the initial investment or principal money used to start a venture. It carries a slightly old fashioned or nostalgic tone compared to modern terms like 資本 or 成本. You will often hear it used by older generations or in contexts discussing small scale traditional businesses.

Examples

How much capital do you need to set aside for your business?
He has no capital left, how can he open a shop to do business?

Common phrases

to put up the capital
to lose all one's capital

Common mistake

Do not confuse this with 銀行, which means bank. Learners sometimes mistake the sound for a banking term, but it specifically refers to the money itself rather than the institution.

Grammar color guide

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